How to buy USDT with M-Pesa
Buy USDT on Coinwaka using M-Pesa, step by step — including how STK Push works.
Beginner 4 min readUpdated 5/27/2026
Buying USDT with M-Pesa is the fastest way to fund your Coinwaka wallet in Kenya.
Steps
- Go to Buy Crypto and choose USDT.
- Enter how much KES you want to spend. You'll see the live rate and the USDT you'll receive.
- Choose M-Pesa as your payment method. If you haven't added your M-Pesa number yet, add it first — see Why Coinwaka asks for payment methods.
- Confirm. We send an M-Pesa STK Push to your phone.
- Enter your M-Pesa PIN on your phone to approve the payment.
- Once M-Pesa confirms, your USDT is credited automatically.
Important
- Your USDT is credited only after M-Pesa confirms payment — not when you tap "buy". This protects you.
- If the prompt doesn't arrive, see Why your M-Pesa payment may fail.
- The final USDT amount can change slightly because prices move between quote and payment — see What is spread?