What is P2P trading?
Buy and sell crypto directly with other people, protected by escrow.
Beginner 3 min readUpdated 5/27/2026
P2P ("peer-to-peer") trading lets you buy and sell crypto directly with another person, using local payment methods like M-Pesa or bank transfer. Coinwaka sits in the middle as a neutral escrow to keep both sides safe.
Why use P2P
- Pay with familiar local methods.
- Often better rates than direct buy/sell.
- You choose who to trade with based on their track record.
The key protection is escrow — the crypto is locked by Coinwaka until payment is confirmed. Learn how it works next.