What is cryptocurrency?

Cryptocurrency is digital money that runs on a public network called a blockchain, instead of being controlled by a single bank or government.

Key ideas

• Digital and global. You can send it to anyone, anywhere, usually within minutes.
• Recorded on a blockchain. Every transaction is written to a shared ledger that anyone can verify.
• You hold the keys. With crypto, control of your funds comes from cryptographic keys, not an account number alone.

Why people use it

• Sending value across borders quickly
• Holding a global asset like Bitcoin
• Using stablecoins (like USDT) that track the US dollar
• Paying merchants who accept crypto

Crypto can be powerful, but prices move fast and mistakes can be permanent. Start small, learn the basics, and never invest more than you can afford to lose.

This article is educational and is not financial advice. Crypto is volatile and trading involves risk.