CoinwakaCoinwaka
Kenya

Crypto Exchange in Kenya

Coinwaka is a crypto exchange built to work in Kenya. Buy and sell with M-Pesa in KES, trade on the spot market, save with Earn, trade peer to peer, and accept crypto payments, all with familiar local rails plus card, bank transfer and PayPal.

  • Buy and sell crypto with M-Pesa in KES
  • Spot trading with live market data
  • Peer to peer with escrow protection
  • Secure wallets, Earn, and merchant payments
Buy crypto with M-Pesa Explore markets
See feesSecurityProof of reservesAbout Coinwaka

Getting started

  1. 1

    Create your account

    Sign up and complete verification to unlock buying, selling and higher limits.

  2. 2

    Fund with M-Pesa

    Buy crypto directly with M-Pesa in KES, or use card, bank transfer or PayPal.

  3. 3

    Buy, trade, save or send

    Hold crypto in your wallet, trade on the spot market, earn yield, or send to anyone.

  4. 4

    Cash out when you want

    Sell crypto for KES and receive a payout to M-Pesa.

What you can do on Coinwaka

Buy and sell with M-Pesa

Convert KES to crypto and back, with the rate and fees shown before you confirm.

Spot trading

Trade major pairs with live prices, charts and an order book.

P2P with escrow

Trade directly with other users, protected by escrow and dispute handling.

Earn

Put eligible assets to work and earn yield, with terms shown up front.

Merchant payments

Accept crypto, M-Pesa, card and PayPal with one Coinwaka payment page or QR.

Security and reserves

PIN, 2FA, device checks, a reconciled ledger, and a public proof of reserves page.

Fees

Trading, buying and selling fees are published and shown before you confirm. The rate you see for a buy or sell is the rate you get for the quote window. Network fees apply only when you withdraw crypto on chain.

View Coinwaka fees

Buy directly or trade the market

Buy and sell

  • Simple. Pick an asset, confirm the rate, pay or get paid
  • Best for funding and cashing out
  • M-Pesa, card, bank transfer, PayPal
Buy crypto with M-Pesa

Spot trading

  • Set your own price with limit orders
  • Live charts, order book and market data
  • Best for active traders
Open the markets

Trade safely

  • Only transact through Coinwaka. Never pay or release funds off platform.
  • Set a transaction PIN and turn on 2FA.
  • Crypto prices can move quickly. Buy and trade what suits your needs.
  • Never share an OTP or your M-Pesa PIN.
Learn about crypto scams in Kenya

Common questions

Is Coinwaka available in Kenya?

Yes. Coinwaka supports buying and selling crypto with M-Pesa in KES, alongside card, bank transfer and PayPal for other currencies.

How do I buy crypto?

Choose KES, select an asset and a payment method like M-Pesa, confirm the rate, and pay. The crypto is credited to your wallet after the payment is confirmed.

Can I sell crypto for KES?

Yes. Sell supported crypto and receive a KES payout to M-Pesa.

Does Coinwaka hold my Kenyan Shillings?

No. Coinwaka does not custody a fiat balance. You pay with M-Pesa and receive crypto directly, and sells pay out to M-Pesa.

What can I trade?

You can trade major crypto pairs on the spot market, with live prices and an order book.

Is my crypto safe?

Coinwaka uses PIN and 2FA on money out actions, device checks, a reconciled ledger, and publishes a proof of reserves page. No platform is risk free, so use the security controls.

Is KYC required?

Verification may be required depending on the action, amount, and risk checks. It raises your limits and protects your account.

Start with Coinwaka

Create your account, buy crypto with M-Pesa, and explore trading, Earn and payments.

Get started