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Sell USDT to M-Pesa in Kenya

Already hold USDT? Sell it for Kenyan Shillings and receive a payout to M-Pesa. Confirm the rate, complete the sell order, and track the payout status in your Coinwaka account.

  • Cash out USDT to KES
  • Payout sent to your M-Pesa number
  • Confirm the rate before you sell
  • Track payout status in your account
Sell USDT to M-Pesa View P2P offers
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How to sell USDT to M-Pesa

  1. 1

    Sign in to Coinwaka

    Open the sell flow from your wallet or the buy and sell desk.

  2. 2

    Select USDT and choose to sell

    Pick USDT and the amount you want to sell for KES.

  3. 3

    Add your M-Pesa payout details

    Enter the M-Pesa number and name that will receive the payout.

  4. 4

    Confirm the rate and fees

    Coinwaka shows the live rate and the KES you will receive before you confirm.

  5. 5

    Authorize with PIN and 2FA

    Approve with your transaction PIN, and 2FA on larger amounts.

  6. 6

    Receive the M-Pesa payout

    Your crypto is reserved and the KES payout is sent to your M-Pesa. Track the status in your account.

Why sell on Coinwaka

Direct M-Pesa payout

Receive KES straight to your M-Pesa number, no extra bank step needed.

Clear payout timing

Most payouts complete quickly. Larger amounts may be reviewed before release.

Name matching

Payout details are checked to reduce the risk of funds going to the wrong person.

Tracked end to end

Every sell has a reference and a status, and a failed payout refunds your crypto automatically.

PIN and 2FA gated

Selling is a money out action, so it is protected by your PIN and 2FA.

Support access

Reach a person if a payout needs attention.

Fees and limits

The rate and any spread are shown before you confirm, so you know the KES you will receive. Limits depend on your verification level, the payout method, and risk checks. Larger payouts may be held briefly for review before release.

View Coinwaka fees

Direct sell or P2P

Direct sell

  • Coinwaka sends the KES payout to your M-Pesa
  • Confirmed rate, tracked status
  • Best for most sellers
Sell USDT to M-Pesa

P2P

  • Sell to another user, protected by escrow
  • Choose the offer, price and payment method
  • Useful for larger amounts
Browse P2P offers

Stay safe

  • Only sell through Coinwaka. Never release crypto off platform on a promise of payment.
  • Check the M-Pesa name and number before you confirm.
  • If a payout fails, your crypto is refunded automatically. Do not retry off platform.
  • Never share an OTP or your M-Pesa PIN.
Learn about crypto scams in Kenya

Common questions

How do I sell USDT for KES?

Open the sell flow, select USDT and the amount, add your M-Pesa payout details, confirm the rate, and authorize with your PIN. The KES payout is sent to your M-Pesa.

How long does the M-Pesa payout take?

Most payouts complete quickly once authorized. Larger amounts may be held briefly for a review before release.

What fees apply when I sell?

The rate and any spread are shown before you confirm, so you see the KES you will receive. There is no hidden fee after you confirm.

What if the payout fails?

If a payout fails or is reversed, your crypto is refunded to your wallet automatically. You do not lose funds, and you can try again.

Does the M-Pesa name need to match?

Payout details are checked to reduce the risk of sending to the wrong person. Use an M-Pesa account that belongs to you.

Is there a limit on how much I can sell?

Limits depend on your verification level and risk checks. Higher verification raises your limits.

Can I also buy USDT with M-Pesa?

Yes. You can buy USDT with M-Pesa in KES. See the buy USDT with M-Pesa page.

Sell USDT to M-Pesa today

Confirm the rate, sell your USDT, and receive a KES payout to M-Pesa.

Sell USDT now