How Coinwaka Pay works
Accept M-Pesa, crypto, card, and PayPal with one Coinwaka QR or link, and receive USDT or USDC.
Beginner 3 min readUpdated 6/18/2026
Coinwaka Pay lets a business accept payments and receive stablecoin, without needing to understand crypto.
How it works
- Create a merchant account and name your business. You get a payment page and a printable QR poster.
- The customer scans and pays. One QR works for M-Pesa, Coinwaka balance, card, and PayPal. The customer picks how to pay.
- You receive stablecoin. Payments settle as USDT or USDC in your Coinwaka wallet, each with a permanent receipt.
Good to know
- Coinwaka balance payments settle instantly. M-Pesa, card, and PayPal settle once the provider confirms, usually within a minute.
- Never release goods before a payment shows Paid.
- You can also create payment links and use the developer API for your own checkout.