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What is USDC?

USDC is a dollar stablecoin known for regular reserve reporting. Learn what it is and how it compares to USDT.

Beginner 3 min readUpdated 6/18/2026

USDC (USD Coin) is a stablecoin designed to track the US dollar: one USDC is intended to equal one US dollar.

Why people use USDC

  • Hold dollar value without a dollar bank account.
  • Save, trade, send, and pay on chain.
  • It is known for regular reserve reporting from its issuer.

USDC vs USDT

Both track the dollar. USDT has the deepest liquidity and widest acceptance for P2P and trading. USDC is often chosen for its reserve transparency. You can buy both with M-Pesa on Coinwaka.

Remember

A stablecoin is a crypto asset, not a fiat bank deposit. It aims to hold a dollar value, but no asset is risk free.

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