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Enter an amount, choose the crypto you want, and pick a payment method: card, mobile money (M-Pesa, Airtel Money), bank transfer, or PayPal, depending on your currency. Pay through the provider and the crypto is credited to your Coinwaka wallet.
You always see the live rate and the exact amount of crypto you will receive before you pay. The pricing spread is already included in that rate, so there is no separate hidden fee. The rate is locked at the moment you confirm.
Most payments confirm within minutes. As soon as the provider confirms your payment, the crypto lands in your wallet automatically. Card and mobile-money payments are usually the fastest.
No. Coinwaka never custodies a fiat balance. Your payment is processed by the payment provider and converted directly into the crypto you chose, which is credited to your own wallet. There is no fiat float sitting in your account.
Yes. The available methods depend on your currency, and you can switch between them on the Buy panel before you confirm. You can also add a new card, mobile-money number, or PayPal account during checkout.
Each currency has its own minimum (shown on the Buy panel) and a practical maximum per payment. If you enter an amount outside the range, the panel tells you the limit before you continue.
Payments run over the providers’ secure rails, money-out actions require your transaction PIN and 2FA, and sign-in is protected against bots. Your crypto is held in your wallet, not commingled with a fiat balance.