Limits and verification levels
On Coinwaka your limits grow with your verification level. You can buy crypto with just email verification. Verifying your identity enables withdrawals and raises your limits, and full verification unlocks the highest limits, P2P, and fiat cash-out. The exact limit and any fee are always shown before you confirm.
- Buy crypto with just email verification
- Verify your ID to enable withdrawals and raise limits
- Full verification unlocks the highest limits, P2P, and cash-out
- Exact limits depend on your level and are shown before you confirm
How limits work on Coinwaka
- 1
Start with email verification
Create an account and confirm your email. You can buy crypto into your Coinwaka wallet right away, because funding your own account is low risk.
- 2
Verify your ID to unlock more
Complete identity verification to enable withdrawals, sell crypto to M-Pesa, and raise your daily limits.
- 3
Complete full verification
Full verification unlocks the highest limits, P2P trading, and fiat cash-out.
- 4
See your exact limits at checkout
The precise minimum, maximum, and any fee for a given asset, network, and payout rail are always shown before you confirm. Nothing is hidden.
What each level unlocks
Email verified
Sign up and confirm your email to start buying crypto. It lands directly in your wallet, with no fiat balance custodied.
ID verified
Verify your government ID to enable withdrawals, sell crypto to M-Pesa, and unlock higher daily limits.
Fully verified
Complete full verification for the highest limits, P2P trading, and fiat cash-out.
Limits protect you
During the controlled beta, clear limits and manual reviews guard against theft, account takeover, and fraud.
Limits scale with trust
As your verification level rises, your limits rise with it. You are never asked for more than the next step needs.
Shown before you confirm
Every buy, sell, and withdrawal shows the exact amount, the applicable limit, and any fee up front.
Limits, minimums, and fees
Minimum and maximum amounts vary by asset, network, payout rail, and your verification level. The exact minimum, any network fee, and any payout fee are always shown before you confirm, so there are no hidden deductions.
View full feesWhy Coinwaka applies limits
- Limits and manual reviews protect you and other users from theft, account takeover, and fraud.
- Withdrawals and cash-out require identity verification so funds can only leave to their rightful owner.
- Payouts must match your verified name, which is why verification is required before you cash out.
- Limits are part of the controlled beta and rise as the platform and your account mature.
Limits and verification questions
Can I use Coinwaka without verifying?
You can create an account and buy crypto with just email verification. To withdraw, sell to M-Pesa, or cash out, you need to verify your identity.
What can I do with only email verification?
You can buy crypto with M-Pesa, card, or PayPal, and it lands directly in your Coinwaka wallet. Withdrawals and cash-out need identity verification.
How do I raise my limits?
Verify your identity in your account. ID verification enables withdrawals and higher daily limits; full verification unlocks the highest limits, P2P, and fiat cash-out.
What are the exact limits?
Exact limits depend on the asset, the network, the payout rail, and your verification level. The precise amount and any fee are always shown before you confirm a buy, sell, or withdrawal.
Why does Coinwaka apply limits?
Coinwaka is in a controlled beta. Clear limits and manual reviews protect you and other users from theft, account takeover, and fraud. Limits scale up as your verification level rises.
Do limits apply to buying crypto?
Buying is the lowest-risk action because you are funding your own account, so it is available from email verification. Money-out actions like withdrawals carry the verification and limit checks.
How long does verification take?
Most people finish identity verification in about two minutes. Manual reviews, when needed, usually complete within 24 hours.
Verify once, transact with confidence
Create your account, verify your identity, and your limits rise as you go. The exact limit and fee are always shown before you confirm.
Create an account